Report on Financial Literacy Session
Date -24-Nov- 2025
Venue – AV Room
Participants -VII
Resource Person -Ms Puja Sah
Empowering Students Through Financial Literacy and Investing
This session was conducted to help students develop essential financial literacy skills, focusing on the fundamentals of investing and understanding different saving and growth options. In today’s world, it is important for young learners to know how money can grow over time through safe and informed choices. As the saying goes, “The earlier you start learning about money, the better your future will be.”
This session introduces students to various investment avenues such as post office schemes, stocks, bonds, and index funds. Post office schemes like the Recurring Deposit (RD) and Public Provident Fund (PPF) are highlighted as secure, government-backed options ideal for building disciplined saving habits. Students also learn about stocks, which offer ownership in a company and the potential for higher returns, though with greater risks. Bonds are explained as safer, fixed-income investments suitable for risk-averse individuals. Index funds, which invest in a broad market index like the Nifty 50, are presented as simple, low-cost options for beginners.
Through this session, my objective is to guide students toward understanding the importance of long-term planning, recognizing different risk levels, and making educated financial decisions. By gaining this knowledge early, students will be better prepared to manage their finances wisely in the future.
